Capital Initiatives
At Loan Workout Advisers, everything that we do for our community bank clients is designed to maximize their chances of capital raising success. With capital available to community banks scarce and the need for capital ever increasing, success depends on differentiating your institution from the hungry pack. We provide our clients with proven resources to do just that. Armed with our expert analysis on legacy risk loan and REO portfolios, our clients are able to set and defend the value of these difficult assets to a fickle market. As a result, our clients are able to maximize the value of legacy risk assets and minimize their capital impact and dilution to current ownership. Our extensive loan workout experience and ability to quickly improve the quality of troubled loan portfolios furthers these goals.
As important to the success of any capital initiative is having the right investment banking partner. We work closely with Michael Iannaccone, President and Managing Partner of MDI Investments, Inc. Michael is a community banking expert and has spent his entire professional career working with financial institutions as an investment banker or equity research analyst. Michael focuses exclusively on community bank capital raising and his network of capital investment sources is unmatched. He has raised over $2 billion for financial institution clients to date and is highly regarded within banking and bank regulatory circles. His expertise and analytical acumen is often sought by the financial media that widely quotes him on pressing banking industry issues.
Our integrated loan workout and investment banking approach provides our community bank clients with a powerful combination of industry leading capabilities and unique, financially engineered capital solutions. These include the NPAs for Equity Model recently engineered by Loan Workout Advisers and MDI. This model is designed to maximize the value of distressed bank franchises and has been well received by bank regulatory authorities.
Our specific analytical offerings include:
- Bank Financial Modeling: Produced by MDI Investments, these sophisticated and dynamic financial modeling tools deliver:
- Interactive guidance on the capital and earnings impact of various alternative legacy risk loan and REO strategies.
- Clear guidance on current and future capital needs.
- Capital Investment Deal Book: Produced in cooperation with MDI Investments, our industry leading deal books deliver:
- A full and defensible presentation of the capital impact of legacy risk loan and REO portfolios.
- A clear and defensible rationale for the capital investment opportunity proposed.
- A robust defense of bank client franchise value and future earnings potential.
